What should I do if my Wise account is closed due to suspected fraudulent activity while trying to send money to my wife?

@Martin ********

remitly canceled my account a year ago without a reason. I would send over about $2,000 usd monthly without any issues. Then one day my transfer didn't go through after a week. They requested tons of documents to ensure I wasn't non compliant with their rules. I provided all, but they canceled my account.

@Patrick *******

Me too, also to BKK, from US. Though lately used a new US bank and the transactions didn't go through—the money wasn't sent to Wise. Went back to using the old account and fine.

@Jonnie ******

as valid as blaming “woke”. 🤣

@Nikki ********

yup me too. Until a third entity overseas prevented my funds from reaching my wife's thai bank account. You would think going from bank to bank wouldn't be a problem. But noooooo!!!

@Nikki ********

I would love to be able to do that but Bangkok Bank told me they could not

@Greg *******

world remit also to invoice your clients?

@Luke ******

wow. Amazing how this nonsense is permitted. I used to have remitly, then one day they held my transfer. Asked for a bunch of documents to ensure it was a legal transaction. I complied with all their requests. Yet they didn't let my transfer go through. Luckily they returned my funds.

@Dave ******

🤣🤣🤣🤣🤣

@Dave ******

yeah try to buy a condo with that

@Dave ******

Bit hard to spend though.

I was never given a reason Wise closed my account years ago, why you think this would be an exception?

@Mark *****

if that was the case they would of course have told him

@Charles ******

I've used Wise for ten years and only once had a bit of a problem, which was resolved in a couple of days. Normally my transfers have gone through in seconds, having said that, in those ten years I have only sent money to one account in Thailand, in the name of a Thai account holder. Wise's partner banks in Thailand are SCB & Kasikorn.

@Charles ******

name a few so people know

@Gregory ******

Knock on Wood, things could change in an instant🤞

@Matty ***

I know the feeling,we used to use Paxum bank and they did something similar,leaving me stranded in a foreign country without my money for 6 months for no reason really.They demanded a change of adress as i had been here over 3 months then,which i did and then keep rejecting the utility bill they requested cause the date on it is in Buddhist calendar and not christian dates….Thai government works on Buddhist calendar only in that department…

If you get an email like this they won't give you a reason 😂

Nothing illegal both accounts and both cards with my name on it

@Matty ***

Yes, years ago, I was blocked across those same platforms. Screw them, opened a Charles Schwab account and smooth sailing ever since.

Blocked twice on line trying to send money to a bank account in my name from uk to a bank account in my name in Thailand whilst I was there told limit was 10 thousand per day

@Paddy *********

limit from UK is 25,000 pounds if online. Can do more via branch

@Paddy *********

I've sent £20,000 per day

@Paddy *********

since when?

I thought you could send up to 2 million baht?

@Jake ********

I send money through Remitly every month to partner never had problem goes through in minutes

@Jake ********

you definitely don't understand the meaning of the term 'woke' and it's correct use. I'll give you a hint, this isn't it!

@Jake ********

woke? Please. I feel bad for you but calling it woke?

@Jake ********

how is everything people don’t like “woke”? Please explain how money laundering relates to issues of racial and social justice.

@Jake ********

I guess combating crime is woke now in Trump world.

@Jake ********

. People making dumb woke comments out of ignorance. Wise, Western Union, most of the money transfer companies are under immense compliance pressures owing to money laundering. This has been going on for a decade now. They won't tell you what triggers the algorithm but some triggers are a patterns of the sender OR recipient making sending or receiving from multiple people. Technically you MUST have met your recipient IN Person. Even so, the purpose of the transfer can only be to provide direct household support for that person.. Your own bank might be interfacing with the algorithm. THIS HAS NOTHING TO DO WITH WOKE, DEI OR WHATEVER YOUR FAVORITE TRIGGER WORD IS.

@Jake ********

For USA peeps. In 2021, Congress changed the IRS rules for business accounts through the American Rescue Plan Act. The IRS requires Cash App and other payment apps to report payments for goods and services on Form 1099-K. You are now taxed on any pay app when you make more than 600 a year in income. My old boss always paid me as a friend to avoid this. But it just went into effect this Tax season.

@Abhishek ******

Now thats a conspiracy theory unless you got it from the source ie participants, dont believe anyting you here much less repeat it.

@Martin ****

yes I used wise late last week to Krungthai bank and was transferred in seconds?

@Chris ********************

Wise is not a bank.

@Chris ********************

it's true. Some Thai got message to proof manythings at bank and still do not pass. Even though their account are not mule account and amount is equivalent to 40,000 THB. It's operated by Anti Money Laundering Department.

@Chris ********************

just saw it on YouTube and your correct

@Chris ********************

never heard that Average Joes bank accounts have been closed.