You must be joking These people don't live in hovels any more. If your lady is not your sole long time partner, be careful with your money, but what is a few thousand euros or US $ then walk away
Pass on the money to her bank account monthly to cover costs. I have just complete such a project. Of course the property belongs to her. But if you are romantically cojoined that is the price you pay. You also have a beautiful home to live in.
Good comment. load the wise account with Bhat converted in the wise account then easy to pay with physical card. Big C supermarket do not accept it or a other non Thai cards. No