I got the same reaction when I posted a question. Of course I have already visited the obvious places, now tell me real world. So much in Thailand differs completely from one to another. It’s why you join a discussion group I thought
it’s pretty much dead money which is probably why the Thais make it a requirement. Current high yield savings accounts in the US are paying 5.5-6% with no minimum or length of time necessary. My 401k is up 20%. I appreciate your response tho