Does anyone else use Scwab to transfer to their Thai bank account? Does it work or do I have to use wise? TIA

This question is for Americans with a Schwab account. I have downloaded Wise and connected it to my account. Now I did a direct transfer last year when I paid for my Elite Visa and there were no issues at all. My question is what benefits, if any, are there to using Wise instead of just doing a direct transfer from Schwab? Shoule I use Wise when I move in July or skip the middle man? Thanks for your answers!

Any tips on closing my bank account and sending the money to the US? I only have a credit union, so no SWIFT/IBAN code. I can't find a transfer service that will send THB to USD.

Trying to send money for a retirement visa asking what is the process from Schwab anyone know Bangkok bank cannot tell me their routing number

My question is about sending money to the UK from Thailand. TransferWise do not yet have the facility to do this. What would you recommend (the cheapest and easy option)? Thank you.