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What are the procedures and costs for applying for a retirement visa in Thailand for expatriates over 60?

Feb 9, 2025
13 days ago
Esnoult *****
ORIGINAL POSTER
I plan to move Thailand Chiang Mai. Want apply retirement visa.i want know detailed information ( procedures & cost) for this. We are all over 60. First move to Thai, no bank account now.

Anyone who can give us a reliable guideline for this?
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TLDR : Answer Summary
To apply for a retirement visa in Thailand (Non-O Visa), first ensure you meet the eligibility criteria (be over 50 years old). It's recommended to apply for a 90-day Non-O visa before arriving in Thailand through the Thai Embassy, as this facilitates opening a bank account upon arrival. The financial proof required can be either a monthly income of at least 65,000 THB or a deposit of 800,000 THB in a Thai bank account. After entering Thailand with a valid Non-O visa, deposit the required funds within one week and wait for two months before applying for a one-year extension of stay at the immigration office, which costs around 1,900 THB. Proper documentation including proof of funds, accommodation, and residency is necessary for both the visa application and the extension process. Considerations for situations such as using agents for assistance are also discussed, highlighting potential complications without proper adherence to the rules.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Donald ******
Or pay someone.
David ***********
Typical Canadian
Graham ******
@David **********
Canadian Embassy still issues the income affidavit I believe
Rene ********
Ffs! Use the freaking official visa site first
Nongnuch ********
We are talking about the most common and persisting misunderstandings regarding the rules that come with applying for the “retirement visa” and the subsequent “one-year extension of stay permit based on retirement”

The best way is to show up in Thailand on a “90-days single entry Non-Imm-O Retirement/over 50 visa” as it will get you a 90-days stay permit upon entering Thailand.

Within this period you have plenty of time to arrange for the application to the “1-year extended stay permit based on retirement” (which people wrongly refer to as a “retirement visa”. Actually, this thing is not a visa. It is an extended stay permit)

In order to apply for the “90-days single entry Non-Imm-O retirement visa” through the online E-visa system at the Royal Thai Embassy of your home country, you can use the proof of income of a monthly minimum of 65,000 THB, by using your original pension or other income documentation.

Or you use a deposit of a minimum of 800,000 THB or the equivalent in your home country currency, or on your home bank account, or on a Thai bank, or just anywhere in the World – as long as it is in your sole name

However, for the application inside Thailand for the “1-year extension of stay permit” out of the 90-days Non-Imm-O retirement visa, if you are a citizen of a country, whose embassy in Thailand does not issue the “income affidavit any more

(which are the embassies of USA, UK and Australia)

you would need proof by a “12 months bank statement”, showing that for the past 12 months, you have been transferring from abroad to your Thai bank account a minimum of 65,000 THB, consecutively month for month

If your embassy still issues an affidavit of income, you can use this method for the financial proof, which needs a monthly income or pension of a minimum of 65,000 THB

For British, Australian and U.S. citizens, in the first year there is no other way around, than depositing a minimum of 800,000 THB in your Thai bank account and use this deposit for the financial proof which is required for the application to the “one year extension of stay permit based on being over 50/retired”

The alternative would be, if you don’t have that kind of money or are not willing to deposit 800,000 THB in your Thai Bank account, paying an agent a hefty sum (mostly in the range of 30-40,000 THB) to “arrange” the requirements

The downside is, you will get stuck with the agent for a while. You will need an agent to fix your 800k issue. You will be trapped in the agent’s hamster wheel.

To qualify you will need the 800k fronted by the agent the first year and simultaneously deposit 65k per month for 12 months without fail, to qualify the 2nd year for income method. Yet this is not enough to enable you to escape the hamster wheel.

If you use an agent you will not qualify for the 2nd year as you did not have the money in the first year . . . . So will need the agent bribe Immigration again and again.

NOTE: It is income method OR deposit method.

And there is a third method, called the “combination method”:

A combination mix of income and deposit.

Some immigrations don’t allow the combination method in the first year. And some Immigration want the deposit part to exceed 400,000 THB. The combination method means that the sum of the deposit AND the monthly income exceeds 800,000 THB in one year.

But let’s continue with the “normal method” (visa issued in your home country, followed by the application to the Extension inside Thailand):

On the day of application to the 1-year extension, the 800,000 THB must have “seasoned” in your account for two months, and this has to be proven with the “bank letter of guarantee” (rab roong thanakan).

Immigration will only service you if you are properly registered in your accommodation by the TM30.

Every landlord or hotel needs to register you within 24 hours of your arrival in the premises. While hotels do this automatically online, many landlords are not aware of this or haven’t registered their house or rooms in the system. It is your responsibility to ensure that you get properly TM30 registered.

After been issued the “1-year Extension of Stay”, the 800,000 THB need to remain in the account for 3 more months. After these 3 months, the deposit shall never go under 400,000 THB. And before your application for the next “1-year Extension of Stay”, a minimum of 800,000 THB must have seasoned in the account for two months, again

When you get issued the “1-year extension of stay”, you should always buy a re-entry permit for it.

A re-entry permit will keep your stay permit alive in case you exit Thailand before the expiry of the 1-year stay permit.

A single re-entry permit is 1000 THB on Immigration. A multi re-entry is 3800 THB. With a multi re-entry permit, you can exit and re-enter as many times as you wish during the whole 1-year stay permit period.

ATTENTION:

There is another road to the “1-year ‘Extension of Stay based on retirement”. It is called “change of visa type” and can be done on the Immigration in Thailand.

You can arrive visa-exempt or on a 60 days single-entry Tourist Visa, you will get stamped in for a 60 days stay permit.

On a tourist visa, it is very difficult to open a Thai bank account. You are advised to use an agent to help you with opening a bank account.

This must have been organized during a previous holiday, or you need to open a bank account ASAP, and the money must get transferred from your abroad account onto you Thai bank account ASAP

You visit Immigration and show them the bankbook with proof you got 800,000 THB in sitting in your bank account, and a proof that this money came from abroad.

You apply for the “change of visa type” from the touristic entry to a “90-days Non-Imm-O retirement visa”

To be allowed to apply for the “change”, you need a minimum of 15 days left on your entry stamp. And you need to show a rental contract, at least on most Immigrations

They will issue the visa for 14 days “under consideration”

After this period, you pick up the 90-days Non-Imm-O visa stay permit stamp

ATTENTION: if you plan to reside around Pattaya and use the Jomtien Immigration, you should be aware that they make up their own rule, which differs from the official police order.

Jomtien Immigration requires a 2-months seasoning for the application to the initial 90-days Non-Imm-O visa! That makes the application on the Jomtien Immigration a classic CATCH22 issue.

That's why it is always better to apply for the 9-days Non-O retirement visa in the e-visa online system in your home country before flying to Thailand. This visa also helps in opening a bank account.

From up to 30 days (in some places 45 days) before the 90-days stay permit expires, you can apply to the “1-year extension of stay based on retirement”

The financial requirements for this application are the same as explained above.

You can find the requirements when you google for “change of visa type immigration Thailand” and click on the number 9 in the list

Good Luck and a great time in Thailand
Esnoult *****
ORIGINAL POSTER
@Nongnuch *******
Tim Douglas Ouah!!!!!!!!! Very Kind advice! I read very carefully the whole advice you mentioned here. Thanks very much.

I arrive with Tourist Visa and I go bank with an agent who help me open account. And I arrange
*****
0 baht transfer from oveaseas.

And then, I can apply the conversion visa only two months later?

I MUST wait two months after transfer for start convert to retirement visa?

I want know this.

Your kind advice is greatly appreciated.
Luit *****************
@Esnoult ****
you appreciate the advise, but just ignore it? It really is best to get here with non-o and not with tourist visa or visa exempt.
Nongnuch ********
A report from somebody who did the change

STEP-BY-STEP DO-IT-YOURSELF INSTRUCTIONS -- APPLYING FOR RETIREMENT Stay Permit AFTER ARRIVAL IN THAILAND

(Must be over age 50):

i. You may arrive either Visa Exempt (currently 60 days), or on a 60-day Tourist Visa.

ii. Then, immediately after your arrival, you must promptly open a Thai Bank Account, and transfer 800,000 Baht into Thai Bank Account (if married, some Immigration offices like CM, accept Joint Account with 1.6 Mil. Baht.

Also note, that either Savings Accounts or Fixed Deposit are acceptable, but not an Investment Account. Finally note, that some Immigration offices, but not all - e.g. CM, require proof of foreign source of funds.

iii. Then, you apply for a 90-day Non-O Visa at local Thai Immigration Office.

If on Visa Exempt, you use Form TM87, if on Tourist Visa use form TM86. You are required to apply with minimum 15-21 days remaining on your entry stamp, depending on Office (Chiang Mai, requires 21 days).

Must be over age 50, the fee is 2000 Baht. You need copies of all relevant pages of Passport (detail-page and entry stamp);

***a copy of TM30 (that is the required accommodation registration that is either completed by your Hotel or Condo, or you do yourself at Immigration office within 24 hours of arrival at the premises)

KEEP IN MIND: Immigration offices will not service you if you haven’t been properly TM30 registered

***copy of proof of residency (either a rental contract, or Hotel Reservation -- some offices may not allow if staying at a hotel)

*** and most importantly proof of the money in Bank (Copy of Bank Book, and a certified Letter from the Bank usually costing 100 Baht) proof that a minimum of 800,000 THB is sitting in your Thai bank account

Above is all simple and straightforward, so no need for spending money on an agent service.

iv. If all documents are in order, Immigration office will put a Sticker in your Passport that you are "under consideration", and a date to return to pick up your Visa Stamp (or prior to your stay permit expiration).

v. Next, from up when you have 30 days remaining on the Non-O and your 800,000 THB have "seasoned" for 60 days, you go back to Immigration office to apply for the 1-year Retirement Extension.

Requirements:

***TM7 (Required for Application to the Temporary Extension of Stay)

***1900 Baht, and all other same documents as above (newly updated)

And, you will receive the 1-year Extension of Stay -- usually on the same day, if you arrive by the morning.

Note:

For both processes above, your Bank Passbook Balance must be updated on the same day when you apply, and the Bank Letter should be no more than 7 days old

*** some Immigration offices require a bank letter to be from the same day, though

***easiest just to do both on the same day just before visiting the Immigration Office).

vi. Finally, you should buy a Re-Entry Stamp -- easiest/best to just do immediately after you got your 1-year. Extension stamped.

It can be single Re-Entry for 1000 Baht, or 3800 Baht for unlimited multiple Re-Entry. The Re-Entry Stamp allows you to leave and return to Thailand, without invalidating your 1-year Extension. If you fail to do that and exit Thailand without a re-entry permit, then your Extension of Stay is nullified, and you must start the process again.
Esnoult *****
ORIGINAL POSTER
@Nongnuch *******
Nongnuch Kamdee Thanks for your reply. During 90 days visa, I can exit the country and re-enter with this visa?
Nongnuch ********
@Esnoult ****
you theoretically can, but you would have to buy a re-entry permit, and when you re-enter, you will only get stamped in until the initial stay permit you got for this 90-days visa
Nongnuch ********
@Esnoult ****
no, you must apply for the "change of visa type" from the 60-days tourist visa" to the "90-days Non-Imm-O Retirement Visa" immediately after opening the bank account.

You need the bank letter confirming that the 800,000 THB are sitting in the account and a proof that they came from overseas. No seasoning required at this point (except in Pattaya where they want to see a 3-months seasoning!)

You need a rental contract and you will need a minimum of 15 days on your entry stamp in order to apply.

This application costs a 2000 THB fee, the 90-days visa will be issued for 14 days "under consideration". After 14 days you visit Immigration again and pick up the stamp

And as soon as the money has seasoned in your bank account for two months, you can apply for the "1-year extended stay permit based on retirement"

(which some people call "retirement visa" but which is NOT a "visa" but a stay permit).

This application costs another 1900 THB fee
Michael ********
Get the Non O before you leave your country. This will be easier to get Bank account..

Check what local immigration office requirements.

Attached is Phukets

**********************************
Tim *********
Please start looking at the Thai embassy site in your country. It tells you all you need to know about the visas available, according to your circumstances. Better to come back here with questions about specific detail, rather than "tell me everything I need to know"!!
Stuart ***********
Apply for a non o retirement visa before you come to Thailand online at the Thai embassy website.

Come to Thailand.

Open bank account immediately.

Deposit 800,000 baht in first week.

Wait until the money has been in bank for 2 months.

Get 12 month extension at immigration for 1,900 baht.

Easy.
Rodney ********
You will find it all on internet

Do your own research
Dave ******
@Rodney *******
typical dick remark when someone is asking for help
Rodney ********
But it's what I would expect from a mouthy pom
Rodney ********
@Dave *****
not a dickbremark

This bloke is just to lazy to do some research

Why do we have internet

Youvshould just keep your stupid comments and stick up your a??
Dave ******
@Rodney *******
bit racist that! But to be expected from a keyboard warrior who won't help people in a group to help people.

Yes you are a dick
Eryk ************
@Dave *****
1. There's nothing racist in his comment.

2. The only person who insults someone directly is you.
Eryk ************
@Rodney *******
I agree. This group has so many dumb and lazy people who think that if they want something, others are required to give it to them just because this is the place for it. It's like teamwork at university, where the group works together on something, but there's always that one lazy person benefiting from the whole team without contributing anything themselves. There's a difference between asking for advice and asking someone to do all the work just because the person is too dumb even to Google it first.
Rodney ********
@Eryk ***********
totally agree
Euan ********
@Rodney *******
yep, close the "Thailand visa advice" page, just Google it.

.🤡🤡🤡
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