What are the best ways for Ed-Visa holders in Thailand to manage ATM fees and withdrawal limits?

Yellow Bank Krungthai has a 30K baht limit for the same fee.

You can bring piles of cash but why take the risk of theft?

Some banks refund ATM fee

You can open a bank account in Thailand - I have one.

When the fuss blows over get a Thai bank account and reduce your reliance on cash. I can go days in Thailand not using cash. In Australia it years since I used cash there. Digital all the way for convenience and less ATM charges!

It has gotten substantially harder to open a Thai account recently for foreigners; even existing accounts have come under increased scrutiny.

Not sure of your nationality, for US travelers Charles Schwab and one or two other institutions refund al ATM fees. If you are not a US citizen, there may be options in your Passport country that do the same but I am unfamiliar with them. Another inconvenient option is if you have a trusted friend or coworker with a Thai account who will withdraw cash on your behalf if you transfer it to them. However even Thai accounts have (lower) withdrawal charge unless you are taking the money out of that bank’s ATM, in the province that the account is held.

Crypto

Open a wise account get wise debit card. They have bank accociate in Thailand

Get a Thai GF and use their account

Charles Schwab checking account. No ATM fees and they reimburse you fees charged by issuing bank

Just open a Thai bank account - job done.

Before I left the USA I opened a debit card account with Charles Schwab. Fees are reimbursed each month.

You fo to immigration Issues you a latter of residency and you than take that to the bank. Use wise to transfer money between accounts. Not that difficult,

So the people saying use krungsi for the 30k limit. I've always found they have the worst exchange rate.

Not many countries would let a tourist open a bankaccount, and DTV is a tourist visa,

There is a big crackdown on any foreigners opening bank accounts at the moment, due to mule account scams.Maybe wait for a while.

20.000 Baht limit is easy.

On the page with suggested amounts choose “Other amount” (left bottom) then you can enter a amount up to your cards limit ( - 220 Baht ) if the machine has a lower limit than your card abort, and go to a ATM from another bank or at a other location.

You can only open an account with the Government Savings Bank , just opened mine last week , have ATM card and also just did 1st Wise transfer from Australia 🇦🇺 into new Thia account today.

They certainly don't make it easy or encourage people to live in Thailand, getting greedy, there's certainly room to take a deep breath and think about it .😎😎😎

Many years ago, I used to go into the bank and withdraw money using my passport and card.

They never charged a fee.

At on nut krungsri bank you can withdraw big amount of money with your credit card... but make a deposit on your credit card accounr beforehand

It's like 1%.... Exchange rate can carry that much day to day.... Don't sweat the small stuff.

@Kai *****

on a Non-Imm-ED visa or extension, you are able to open a Thai bank account. You should prefer either SCB, Bangkok Bank and Kasikorn, as to these three banks you can use WISE to transfer up to 2 million THB in one swoop (SCB up to 1.5 mill). To all other banks, the limit with WISE is 49,999 THB for one transaction

You can get a wise debit card no fee at atm

Local bank

Ing

The 20k withdrawal limit is a daily limit. Are you spending more than 20,000 Bt per day?

Go inside the bank and withdraw from there.

Use a Thai bank account.

It’s a question of why waste money paying tourist or fools rates to access your own money

Some US banks refund ATM fees.

Use your mobile phone to withdraw from atm

Aon atms charge 150 baht but there are less of them around. There is one inside terminal 21 asoke and a few other shopping malls.

Charles Schwab card reimburse atm fees at end of month and you get almost market rate. Always pick no conversion at atm

If you can’t afford to pay a 220 baht fee maybe you should consider going home!

There is no way to avoid the 220 baht charge unless you have a Thai bank account & ATM card.

Use Krungsri & withdraw baht to minimize your charges

Aeon charge 150

Last time I used the Kasikornbank App on my cell phone to withdraw cash from the ATM machine, it was free. I don' t know the limit.

Two types of people here - “the haves” and “the have-nots”

The haves are the ones that already have a bank account and say it’s so easy to do.

The haves-nots (no bank account) will tell you different 🤔

My bank Chrls Swab. Rebated the ATM fees. I also declined the offer for exchange rate and let my bank get the best rate of exchange. For your next trip?

To all the people saying open a bank account, wish him good luck with that, nearly impossible at the moment

If you don't want to open an account in Thailand, go inside Krungsri bank with your passport and debit card to withdraw cash. There is no ATM fee and the withdrawal limit is much higher than the ATM (I can't remember how much). You get the exchange rate of your bank in your country. I use Starling bank debit card and get a really good exchange rate.

Can’t get around the 220 baht ATM fee but this card gives you the option of QR payments normally limited to Thai bank account holders.

Thai bank account. With a visa you can open one. Need passport and proof of address.

As mentioned regarding a Thai bank account. I use Wise to transfer my currency (USD) into a THB jar. Costs less than $5 for the transfer, get a great exchange rate, and usually the money is in the jar is less than 1 minute. Then transfer the THB from the Wise jar into my Thai bank account, a 45 THB charge. Withdraw THB from bank's ATM with no fees. This is not a free process but it seems to be efficient and effective.

Get bank account, saves all the bother

western union original app...transfer to yourself

You used to be able to an over the counter ‘cash advance’ which bypassed the ATM fees but that loophole has been closed now.

Get a Thai bank account

You can use a check slow in clearing but low in cost

The yellow bank has a 30k limit. But open a wise account and a thai bank account and transfer with smaller fees

Open a Thai bank account.

Created Thai Bank account

Open an actual thai bank account, and transfer money into it.

The ATM fee has nothing to do with your visa type.

With an Ed visa, you should be able to reasonable easy open account. Your school can write you a letter and get a resident certificate from immigration and walk into a bank... you shouldn't have too much trouble.

Get a Thai bank account.