So what happens if you stay past 6 months ? Am I forced to pay taxes in thailand?
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TLDR : Answer Summary
If an expat stays in Thailand for more than 180 days in a tax year, they may be considered a tax resident, which could entail certain tax obligations. However, whether or not they need to pay taxes depends on individual circumstances including income source, tax treaties with their home country, and whether they bring income into Thailand. Generally, income earned from foreign sources will only be taxed if it is repatriated to Thailand. The recent changes in Thai tax laws and the question of double taxation agreements with various countries further complicate tax obligations, and expats are advised to consult with tax professionals for personalized advice.
pay tax but don’t receive any social security benefits or access to reduced prices healthcare and still have to pay double price at national parks 🧐🧐 how is that fair???. When we are already contributing a lot of cash to the Thai economy through high spending vs local salaries. Seems ridiculously unfair.
Totally agree. At this point, I wouldn't worry about it and not take any action. Unless enforced, at which point you can decide how to deal with it. At this stage, nothing will happen.
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Paul *******
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James ********
YES
Kelly *******
There's some very confused people on here. With digital records at Airports and information sharing via countries you'd be be a daft if you just buried your head in the sand and didn't declare anything after being in Thailand for more than 180 days.
It gets complicated if you're coming and going regularly, even if you happen to spend more than 180 days cumulative total in the country. Thais are bad at math, I can imagine the confusion if you're trying to show records of having spent 220 days in the country in one year, but this is made up on 25 separate entries!
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Paul *******
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Dan *********
Thailand is a great place but many things in Thailand logically don’t make sense. Just leave it at that.
Steve ********
No
Tj ********
I may be very wrong but I thought only money that is patriated into Thailand would be taxed? If I work in Thailand remotely for a US company and have an account in the US then monthly transfer $2k into my Thai axcount, only that money would be taxed. Is that correct or are they trying to tax all earnings?
The current law is as you state. It is only money brought into Thailand that is assessable. One official from the Thai Revenue Department raised the issue of taxation of all global income a month or two ago. It has all blown up from there with articles in the Bangkok Post and dodgy tax advisors winding people up. It would need a change in law for global earning to be taxed and government support. This is not happening anytime soon ie will not be in place for 2025 income never mind 2024
Thai IOs know that the foreigners who live in Thailand year-round are just desperate foreigners who cannot survive with their meagre in their home country. So, they have to come to Thailand for survival, and sometimes they even work illegally because nobody in their home country will hire them. Soon, they will find out DTV visa holders staying in Thailand year round to avoid paying taxes. We have to wait and see what measures they will take in the future.
It seems you've met only a kind of DTV holders, as many others on that visa live here spending very well, even more that what a average let's say American or European person would spend on their country.
What utter, insulting nonsense. I mean, the same could be said about all the migrants coming to the west but it's not fair to make sweeping generalizations like that either. Many westerners earn good, western salaries working remotely and living in low cost Thailand in a great climate and on a large property with their Thai families. The best of both worlds.
Anonymous participant He is always full of nonsense.
Reply to
Greg ********
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Martino *******
What is the problem paying tax in Thailand? You have to pay tax somewhere. Income tax in Thailand is not higher than other countries. And you should not double taxes in most of cases
. This is not true. I also originally believed it was in a calendar year, but it’s actually a rolling 12 month period. Once you start earning income in Thailand the 12 month period begins at that point and continues for 12 months.
"in most of cases"? Really? From all the countries in the world, Thailand has tax agreements with less than the half of it. So, in theory, many of not most of the people would need to pax taxes twice for the same income.
but in most of countries you have to stay at least half of the year to be considered a tax resident. So if you stay more than half of year in Thailand and you can prove it, how other countries can claim that you have to pay personal tax to them?
Except maybe US but for Europe this should not be a problem
in most countries you pay taxes if you receive income there. In the case of DTV holders (me included) I'm working for a company in X country, and as such I must pay taxes there, regardless if I physically reside there or not, as I'm working "in" there, as per that country local laws and regulations. Saying to them oh, I live in Thailand, so I would rather pay taxes there is not an option, and it makes sense, as it's their own money, not Thailand's.
I understand what you mean. I can give you an example from Italy, there is a register of italians resident abroad, if you register yourself here and you can don't stay in Italy more than 181 days, you will not have any problem.
But for DTV and other tourists visa it can still be a problem because Thailand don't give you a "real" residency, so you may have problems still because you can't even really "prove" to your country that you are a "real" Thai resident...
So yeah, thinking more you are right, this can be a problem in more ways...
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Martino *******
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Magilian ************
Doesn’t the us have a tax treaty with Thailand since 1996? They can’t tax my money since I earn it all in America from my company…right?
Of course they "can tax it". But the tax return would be a "zero taxes". Because of the double tax treaty with USA.
However it is kind of silly to pay taxes in USA, instead of canceling your payments there, and pay the taxes here. On the other hand: the tax authorities in USA still demand a tax declaration, and might add a small tax on top of what you pay here. No idea if the paper work is worth it.
But for citizens of other countries: the tax here is much lower.
If, and it is currently a big if, you become tax resident in Thailand you tax would only be payable on assessable income brought into Thailand. If you are taxed at source ie in USA then monies brought in would be assessed but subject to any agreements ie the DTT with the USA.
I noticed they tax based on remittances, but how would they track that if I don’t have a Thai bank account? Since they’re making it tough for DTV to open one, I was thinking of sending money from Western Union or RIA. I don’t want to break the rules and want to help the economy of the country I’m enjoying, but I also don’t want to be taken advantage of.
64 Million Dollar question. In my tax submissions for the last 5 years it has been an honour system of declaration. The consultants sent some form to complete in English. They put it into a Thai Tax Return and I signed a declaration it was a true and honest representation. The TRD (Thai Revenu Department) has not had to deal with these issues before. Income kept out of the country for a calendar year was not taxed. Wealthy Thais just kept it outside a year before bringing it in. The rules were only changed for 2024 that it did not matter when it was earned. I just cannot see DTV hldersw being caught up in this for a good while yet. Wait and see what happens to the 100k Retirees here that in theory should be submitting a tax return in 2025.
my situation is interesting because I am American I live abroad in Thailand but travel threw south America as well but I work with a Canadian company on a contract. I file form 2555 havent paid taxes in almost 3 years.
Magilian ************
Anonymous participant yes this seems a little more complicated...I would def pay for a tax consultation from a professional lol
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Magilian ************
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Richard ********
If you are from these countries, you will not have to pay double tax on income.
correct you will not pay twice but that does not mean you don’t have to pay anything. If the tax rate is higher in Thailand you will be required to pay the difference so you could be taxed in your home country AND taxed in Thailand.
It depends on the DTA - there may be as slight difference in rates so you might still owe something in Thailand - at least that is the case with the UK agreement. I have no idea about any others.
fine until they catch you on overstay. Anyway, they take all your bio metrics at the airport when you enter. If you have a mobile they know where you are.
I was just joking about the fact he is anonymous, you are right of course
Reply to
Roger ***********
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Milo *********
If you don't repatriate cash into Thailand, you shouldn't pay tax on it. For example, if you withdraw cash using a foreign bank card, this isn't money that has been repatriated and therefore isn't taxable.
I just took a look into the video. They are talking about capital gains. What if - in the case study #3 - the couple sold their house BEFORE 1st January 2024 ? As per my understanding it counts as Savings (even if they make more money with the sell compared to the price they paid, when they bought the property). If they now bring this money into TH, it’s NOT taxable, correct ?
money transfers into Thailand are what's taxed it's considered foreign income and your thai bank will report it. Limiting transfers to under 120k a year i think would be a good idea if your looking to not bring attention to yourself.
Angelo ***********
Anonymous participant You are wrong.
Angelo ***********
Anonymous participant Money transfers into Thailand are not taxed, and never were.
EDIT: taxed is income. You earn money you pay taxes. Does not matter if you transfer the income into Thailand or not.
Historically, income made outside of Thailand was not taxed if it was seasoned more than a year outside of Thailand, before bringing it here.
This seasoning rule was abolished beginning of the year.
Does not matter where you make your income, and how. Is it is "income" it is taxed at the place you live.
the ministry of Thailand rep who interviewed on YouTube specifically said it's money coming into Thailand not money that's in foreign accounts. And my visa lady today told me it's money coming into Thailand via swift and other digital methods that's liable to this tax.
Angelo ***********
Anonymous participant Why not just read the laws?
OLD law: income outside Thailand tax free as long as it is not transferred into Thailand in less than a year.
NEW LAW (current): income outside of Thailand is taxed. Regardless when you bring it into Thailand.
Money transfer: not taxed. It is just transferring your own money from one account to another one.
If you have a youtube video, I suggest to check the date. And listen more carefully to what they are actually talking about.
You can transfer as much money as you want: no taxes. On what would be the tax? It is not income if you sent your own money to another account.
also, "Money transfer: not taxed. It is just transferring your own money from one account to another one." money you can prove you had pre january 2024 is not taxed, otherwise any transfers are taxable. if you have paid tax on it in another country and there is a DTA you can use that tax paid to reduce or eliminate any thai taxes owed.
No, that is not the NEW law, that is the OLD law. And OLD means, it was only taxed when it is coming sooner than 12 month after it was earned.
NOW, CURRENT LAW: income is taxed where ever you earn it, and what ever you do with it.
NOPE TRANSFERS are not taxable. They are not income. Thai business would completely collapse if every money transfer to Thailand would be instantly taxed.
But up to you if you believe your nonsense.
If you are afraid about getting taxed or double taxed even: I suggest to ask a lawyer.
What you are posting here is just FUD and nonsense.
you seem to be saying different to what almost everyone else is saying. you are saying that thailand has a worldwide income tax policy which is not the case. it has been proposed but nothing more as yet. overseas income is not taxed unless remitted to thailand.
you are literally the only person saying that thailand currently taxes worldwide income. you need to google this one... thailand is still a territorial tax system. unfortunatley it is you that is out of the loop.
Anonymous participant im not a tax expert by any means but i have been following this all closely the past few months. i think the link above clearly shows
is mistaken. perhaps a language barrier but he seems to be the only one claiming a worldwide income tax for thai tax residents.
Milo *********
Anonymous participant that's what I'm saying - if you don't transfer money to your Thai bank account, you aren't repatriating money into Thailand. Withdrawing cash via an ATM from your foreign bank account isn't repatriating money over here. Your Thai bank won't report anything, as the cash isn't going into your Thai account.
got any references for this? Not saying you're wrong, but your point is counter to the tax accountant that was interviewed in this video. Did you watch it? Fast forward to 10m11s if you don't want to watch the whole thing.
not so, if you withdraw cash using foreign debit or credit cards you are remitting funds into Thailand. Now whether that remittance is taxable or not depends on your personal situation.
got any references for this? Not saying you're wrong, but your point is counter to the tax accountant that was interviewed in this video. Did you watch it? Fast forward to 10m11s if you don't want to watch the whole thing.
Ask 5 different consultants and you will get 5 different opinions. You will also find some of them were financial advisors selling dodgy financial products until the tax announcements late 2023. All of a sudden new domain names registered and they are international tax consultants. If you have complex needs and are going to use tax consultants at least use those that are experienced and qualified not some dodgy unlicensed and unqualified ex-financial advisor. These guys are the real deal and not newly minted carpetbaggers
in a practical sense unless you report how will the Thai Tax Authorities know. I have submitted and paid tax for the last 5 years here. The tax form is quite simple and they do rely on honesty and the honour system about monies remitted :-)
The company I worked for provided tax consultants for expats. Their correspondence with me was all in English but if I remember correctly the final submission I signed was in Thai. Income documentation was from the company so I am assuming Thai. Share sold the form I submitted was in English but I could not say if consultants translated into Thai. This whole taxing of people being in the country over 180 days such as retirees and spouses is pretty new. The vast majority have not submitted a tax return in previous years (I estimate 95%++). DTV holders are not really liable this year so the first tax submission is by 31st March 2026 - I would wait and see the landscape first. My personal view is DTV holders will not be in the sights of the revenue department
If you have to submit a tax return I would use a consultant. Use a Thai one with good English directly. Foreign ones mostly just outsource it to them anyway and take a cut :-)
1. Thats the first question you need ask yourself.
2. Does Thailand have a tax treaty with your resident country?
3. Are you retired or still working?
4. If working who is collecting your tax?
DTV won’t allow you to work here. Normally taxes are collected in the country you are working.
Yes need to wait but if you are here over 6 months then you would be considered a “resident” but not necessarily as a tax resident. I believe where you may have issues is if you have private investments and dividends and bring that money into Thailand with first paying taxes in the country the “income” was derived. Basic accounting!
it strictly says employment prohibited! Meaning you cannot be employed in Thailand as an employee. Working remotely is a whole different scenario. In effect you can physically work for others, (none thais, non thai companies) within Thailand. No such term as a tax citizen. There are basically 2 types of residents referred to in most countries and sure this will apply here.
You can not be employed by a Thai employer. Simple. Common sense. Or not? Why post in forums when you have no clue about the topics the forum is about?
im American I am contracted under a canadian company but I'm living in Thailand i get paid via wise for my services on paper technically i don't work for anyone but I still file with my canadian company on form 2555 havent paid tax. Im travelling to other countries within the year as well. I don't pay taxes on any income because in the USA I file form 2555. Im thinking if I do the dtv I will do muy thai or something of that nature and not register as a remote worker to protect myself.
Craig *********
Anonymous participant for various reason good idea. How do you work for the Canadian company. Do you supply an invoice? Proprietorship? How do they derive the source deduction?
they pay me for my services basically. Every 2 weeks like a normal job via wise nothing too complicated. Its a small start up company.
Reply to
Anonymous *************
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Helen ********
Anonymous participant doesn't matter if you apply under Muay Thai or remote worker you are still considered a tax resident on day 181. How that works or is enforced is unknown.
Reply to
Helen ********
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Jim ********
Just bring cash whenever you come to Thailand. Untraceable
Pete *******
If you stay past 180 days in a given tax year you automatically become a Thai tax resident. That does not necessarily mean you are liable to Thai tax, it depends on your personal situation but Thai tax law would apply.
the thing is you can't even do that unless you overstay your visa, given the fact you are on DTV visa.....you can never be staying over 180 days...because either you will extend your stay inside Thailand which will reset again your stay to 1 day or leave Thailand....
lol, are you high? Its the total number of days obviously. And DTV can be extended. But even if you exit and come back, tax days will not reset lol. Its the total number of days you spend in Thailand…
not true. From a Thai tax perspective it's a total of 180 days or more in a tax year. The only thing that resets the clock is moving to a new tax year.
Once again you are WRONG. The tax counter does NOT reset. It is a total of over 180 days in a calendar year. I pointed this out to you before but you choose to ignore facts. Stop spreading misinformation.
your statement is illogical. The Thai tax year runs 1st Jan to 31st Dec. Days counted for tax residency are not consecutive but total. You can stay 5 years in Thailand on a DTV with simple combination of extensions and re-entries.
It is not the first time he has posted this misinformation. He seems convinced if you leave Thailand the days counting towards tax residency are reset to zero. If that was the case everyone woukd be doing border hops around 6 months and nobody is paying any tax. FFF
yeah.....right..anyway it is always good to pay tax in Thailand or in any country you stay...so I don't want to argue anymore...I just state facts of what is currently in the law....if you pay tax anyway it is good for the country
You did not state facts of the current law. You stated the 180 days have to be consecutive. It is in total. Stop spreading misinformation. It is OK to admit you do not know.
you are. The one spreading scare mongering wrong information...now that I agree with you since paying tax anyway is not bad you change your course ....
In simple terms a child could understand. Leave and re-enter with DTV it resets to 180 days. 90 day reporting. Leave the country and count starts again from when you enter. Thai Tax Residency DOES NOT reset in the calendar year if you leave and Re-enter. It is cumulative amount of days in a calendar year. It is simple. A child can understand this. It seems some people find this concept rather difficult.
Listen pal. The clock does not reset in the number of days you are in Thailand if you leave and return. It is cumulative days not consecutive eith regards to tax residency. In your mind you have somehow got the DTV and 90 days reporting being reset. You have no clue what you are talking about and are spreading misinformation. Sometimes it is best not to oost if you are not sure. It stops embarrassing yourself.
yeah when you leave it resets or when you extend it resets. That's interesting.
Greg ********
Anonymous participant It Does not reset. He is wrong.
Reply to
Greg ********
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John **********
If you are inside Thailand for 180 days or more in a Thai tax year and you bring income into Thailand then you are required to file a Thai tax return. Whether you will have to pay tax or not will depend on your circumstances, tax allowances, credit for tax already paid elsewhere on the income etc
you don’t actually have to file in all cases. Very much depends on the individual situation. Only money that is “assessable” is subject to filing. Its not straight forward, depends on type (source) of money brought in, and details in individual tax treaties
what if I dont bring money into Thailand at all? When I pay my rent I send to a thai person from my american account and they pay it for me. I only pull out thai bat via atm for my personal daily use ..
John **********
Anonymous participant it's not about bringing money in. It's about bringing income in. It doesn't matter how you bring it in.
Luit *****************
Anonieme deelnemer to me that looks like you bring in money into Thailand.
When you do not work in Thailand, and you do live in Thailand, you have to bring money into Thailand.
When you are over 180 days in Thailand, the only question is do you have to pay tax for the money you bring in.
your local tax office is where you get the tax number (TIN). You can file there or online
Reply to
John **********
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Elías ********
Define what you mean by "forced". In my opinion, if you DON'T even have a single bank account here, you couldn't be taxed, as the government won't have any records of you either getting income nor spending in the country. Nevertheless, it seems everybody is on a rush to get Thai bank accounts.
There is shared banking information among many countries via the CRS, the Common Reporting Standard. If you open a bank account in a country other than where you have residence, they inform you that this will be reported through the CRS.
"if you DON'T even have a single bank account here, you couldn't be taxed, as the government won't have any records of you either getting income"
It's not about what they can see, it's about what the law is. That attitude, from people desiring long stay visas to work and line here, frankly stinks.
You mean the longstay expats who have paid bribes to government officials through visa agents to get their visa extensions? And of course that doesn't stink does it? 🤣
I think they deserve to be kicked out or face the full force of pubishment too..
Thailand has the right to self determination and to control its own borders, immigration and tax policies, we have the right to comply or leave.
We dont have the moral right to lie and cheat to abuse the (generally pretty simple and easy to comply with) systems they offer because 'we dont want to' while boasting of the power of our passports. Its things like this which really get under Thai nationals skin and in turn make things harder for the rest of us.
Simple really.
Plus what we are debating is what the rules are, anyone can lie and cheat, its pretending the rules are something they are not, like 'no taxes are due if you pay somewhere else' or 'Oz super isnt taxable in Thailand' confuses people when what your actually saying is 'I intend to lie so I dont pay taxes in Thailand'. Those are not the same thing.
I'm giving advice to others who don't have the same protection as the Australian DTA. When everybody who has a dodgy visa extension, everyone who has a f@ke company so they can "own" land, when everybody who refuses to abide by traffic laws, and everybody who buys f@ke designer merchandise has left Thailand, then I'll go too. Which actually means I'm staying! 😆
Agreed. And what equally stinks is the obsession of every country's government to tax people wherever they can. I'm a believer in the "user pays" system of taxation. Most things in Thailand attract a 7% government tax. If you use the roads you pay for the privilege, if you use trains or planes you pay additional taxes. There's high taxes on alcohol. Why should people be further taxed just for breathing the air in Thailand? We cannot escape income tax somewhere, and those of us who have paid tax in the country where the income is generated should be rightly aggrieved if another country wants to tax that same money further. The foreigners who stay the longest under the LTR visa are exempt from tax, so how does that figure?
You are free to believe in what you wish to believe in.. Consumption taxes being superior to income taxes, the benefits of attracting high net worth millionaires, etc etc..
But we are not free to invent our own reality.. The rules that Thailand makes are up to them, we (those of us lucky enough to have powerful passports) are free to choose to comply or to leave, what is not really morally right is to want to enjoy the hospitality of a host country and purposefully lie and abuse that hospitality when the rules are clearly stated in advance.
I should add I've now flicked the non-O and gone onto DTV, so no more recorded transfers. I now bring in cash which is untraceable. It's a beauty of a visa! Creating a "cash community" amongst expats. That'll f*ck up the Thai Tax Office 😂😂😂
So your plan is fraud.. OK at least your open and clear about it.
I would suggest Thailand has every right to not want people whose plan is to knowingly lie and defraud the country to come here. You know the rules, go where the rules suit your needs.
Fraud? You mean like the thousands here who use visa agents to pay bribes to immigration to get dodgy visa extensions? And the thousands who buy f@ke designer goods at markets? And the thousands who pay bribes to police officers because they don't have motorcycle licences? Excuse me whilst I ROFL! 😂😂😂
That's your opinion and I respect that, but there's no way in the world I'll be handing over one baht in income tax to the Thai government. I have triple citizenship and my passports of UK, Germany and Australia are three of the most powerful and if anyone thinks for a moment I'm going to be led like an obedient sheep into grovelling to Thailand they are seriously deluded. Fortunately I have not succumbed like many expats into having multiple orgasms over getting a Pink card, blue book, yellow book, green book and any other rainbow coloured award Thailand gives to expats who wear them like badges of honour. As ex-military whose badge of honour is a Military Cross, it makes me vomit the way some expats grovel to Thailand. But heyho, if you're happy with your yellow book, it's all good! 😂
I don't think it is that simple. Maybe they can not prove as long as other countries don't provide them with info, but staying over 189 days means you are tax resident and you have to tell them what you bring in, not having a bank account is not meaning you are no tax residents.
I am not sure about Thai tax law, but not providing financial info to the tax office, most times mean they can estimate your income and fine you.
on the other hand, as they insist that the DTV visa is a "tourism visa", I truly wonder if a person can be considered a tourist for some legal matters and, at the same time, a tax resident for tax matters? Also, the DTV is also new, so no previous firsthand experience on this.
I see. Then, even if a person on visa waiver who spents more than 180 days in a year is supposed to pay taxes here, DTV holders would also be required.
Tax resident means tax law applies to you, that does not always nean you have to pay tax, a tax agreement between your home country and Thailand may influence this.
i have a bank account but I don't do any international transfers i only pull money out of the atm and deposit into my thai account if necessary
Deepak *******
Anonymous participant That is even more suspicious, indicating you're working illegally in Thailand. Can have grave consequences in the future if audited; if not you're scot-free. Stealing is not a problem as long as you're not caught.
while I'm sure what you mention might be true for people of American citizenship and/or working for American firms, it's totally not applicable to people leaving out of an American bubble (meaning they don't meet any of the two mentioned conditions).
I thought the CRS used end of year balances and distributed to any country within the group as required? Without an electronic audit trail of transfer into Thailand I'm not sure the CSR would assist Thai revenue.
your countries tax office will send it to the Thai tax office once a year but it will have all relevant information from across the year including debit/credit card transactions
If I go into a bank branch in Australia and withdraw $9,999 in cash (which I could be using to buy an old car, or as a gift to my daughter), the Australian government will report this to the Thai government? And what purpose will this achieve? I'm not under any obligation to tell anybody what this cash is for. I bring it perfectly legally into Thailand and gift it to my lady, who over a period of a couple of months exchanges it into Thai Baht, which she then gives back to me a bit at a time. All of this is totally legal, and there is zero obligation for me to report this to anybody.
thanks. I guess my main point was that if you have no Thai fiscal accounts then how would the other country know to send your data to Thai revenue. Conversely how would Thai revenue know to request data from another country. Unless Thai revenue is accessing the immigration database to see who is in the country for more than 180 days in a tax year ?
I'm confused. Let's keep it simple, if I don't have any financial accounts in Thailand, how does my home country know I'm here to notify Thai revenue. And how does Thai revenue know to check my CRS data if I'm not tax resident? Unless they take a data feed from immigration to establish tax residency status.
yeah, I think they can't (if no accounts). Not to mention that I heard that on the Thai side this is al new, being next year the first they'll enforce it (correct me if I'm wrong), so nobody has prior experience on the matter.
When are people going to wake up to the fact that the Thai Tax Office don't give a sh*t about the few baht difference in tax rates. They're going after the billionaires, not the expat pensioners! Jesus wept!
That depends on the will of the Government in that moment. If they need money to finance their policies why wouldnt they try to tax you? Assuming things will stay the same for ever is dangerous...
I can't see how it's "dangerous"! 😂😂. Look,if you're so keen and excited to be paying tax to Thailand, go for it!! I'll just sit back and laugh. Been here wayyyyyy too long to listen to the bs! 👍👍
I am not excited at all about paying taxes. But if any time the tax authorities become agressive and start enforcing their tax laws and you have commited tax evasion in the last 5 years... well you are at certain risk dont you think? Anyway at this stage is hard to predict how things are going to be in the next years, but looking at how the economy is and the socialist spending agenda of this new government there are some reasons not to be very optimistic
I do not know where you come from but opening bank accounts without being resident etc is not easy these days. The DTV is a tourist visa - where else allows temporary tourists to open bank accounts?
you don't need a bank account to bring income into Thailand. Withdrawing from an ATM, using an overseas credit card etc all counts as bringing into Thailand
if you are paying by non-Thai credit card and then clearing the credit from income that's equivalent to bringing the income in directly from a tax perspective
what do you mean by savings of any kind? If you had savings in a bank account as of
*****
/2023 and can show proof of that, and only bring THAT money into Thailand then you are not liable for Thai tax. Only income is subject to tax. Bear in mind you might need to prove this to the Thai Revenue Department should they wish to audit you.
a stock portfolio won't work only money in a bank account. I don't know how Dutch tax assessments work but in the UK you don't enter savings in a bank account, only the interest received on the savings. Save a copy of your bank account statement covering the end of 2023, then you need to show that the money you bring in to Thailand comes from that bank account which you can again show from statements. You can't let the money in the account drop by using it elsewhere and then topping up the account again.
unless you can clearly show the transfer to a new account maintains the original funds then yes you will have a problem. The Netherlands and Thailand have a dual tax agreement (DTA) but it doesn't give you an exemption from tax in Thailand. If you bring income into Thailand then that becomes assessable income for Thai tax purposes which means you need to file a Thai tax return. You can then claim a pro rata credit against Thai tax for the tax already paid in the Netherlands on the income you bring into Thailand