Anonymous participant for hubby took 5 days only excluding weekends..for me due to Xmas and weekends took 9 days but I got it a day after I reentered Thailand luckily given visa exempt for 60 days. So now I need to go out and reenter to activate it..just waiting for hubby to recover dullu from bronchitis which he got during the trip back from CHMC..for.eoca they only asked hubby's most recent bank account balance up to the date that they send the request, nothing else for me as dependent..