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What should I do if my wife's retirement visa does not meet the 800k requirement for renewal?

Retirement VisaVisa RenewalThailand ImmigrationNON-O VisaVisa RequirementsFinancial Requirements for VisaExpat AdviceOverstay Issues
Mar 1, 2025
2 days ago
Christopher ****
ORIGINAL POSTER
Hi everyone! My wife’s retirement visa is due for renewal in May but just realist she didn’t maintain her 800k in the first 3 months. She topped it up to 800k in the past 4 months. If she go renew herself, would it be a problem or we need to pay a fine or tea money (what is a good amount). Is it a serious offense as it would be considered overstay? Also would like to consider canceling it and attach it to my visa to make it easier to renew together as a couple. Would appreciate if anyone can suggest any ideas.
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TLDR : Answer Summary
The user is seeking advice regarding their wife's upcoming retirement visa renewal in May after failing to maintain the required 800k THB in her account for the first three months. They inquire if this failure will lead to penalties, such as fines or being considered in overstay, and if it's possible to attach her visa to theirs for easier renewal. Community members provide similar experiences, outlining potential fines, the implications of the financial requirements, and different approaches one might take when dealing with immigration authorities.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Sally *******
They want people to spend money in Thailand but how can you do that if you have to sit on 800k permanently. Surely most bank accounts can expect to fluctuate. I really don't understand this retirement visa. I'm watching and learning, but can't see much advantage compared to visa exempt for 90 days. (Uk)
a day ago
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Bill *********
@Sally ******
 Start out with the 800k and then add an extra 100k to allow for "fluctuations". This seems like a pretty simple concept.
a day ago
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Sally *******
@Bill ********
 when you've got more than 800k, but just don't see this as your major account, and you just forget.. that's what they are missing.... 😆
a day ago
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Sally *******
Yes I guess but it seems a waste if it's sitting in an account doing nothing..
15 hours ago
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Matthew *********
@Sally ******
 it's not doing nothing, trust me the Thai bank is investing your money on foreign banks and drawing interest with your money while they basically give no interest for loaning them the money. I have yet still to see a more expensive demand for a visa.
14 hours ago
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Sally *******
@Matthew ********
 yes I realise that's their main reason but it seems rather stupid, when the visa exempt costs are so low in comparison. If I do go and live there I'd be traveling about every 90 days for at least 2 weeks, so I can't see what visa would be financially best/ and legal?
14 hours ago
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Matthew *********
@Sally ******
 one thing to learn i have realized in Thailand that common sense is thrown out the window and policies are written so nobody and including government offices don't understand their own words written.
14 hours ago
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Matthew *********
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Simon ******
I was fined 15,000 baht for a mistake going under but I had a agent do the visa talking
2 days ago
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Jim ***********
What province are you? I'm in Hua Hin and technically the 800k is to be in account 3 months after renewal previous year....mine wasn't and Monday after finally receiving bank letters showing 65k transfers will receive extension
2 days ago
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Christopher ****
ORIGINAL POSTER
Jim Patterson, I am in BKK. Probably need to pay the fines. Thanks
2 days ago
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Christopher ****
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John ********
Get a visa company
2 days ago
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John ********
It will depend on the officer that you have to face they may fine you, my advice is be very polite and apologie to the officer
2 days ago
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Bob **********
After your extension you need the 800k for three months then it can drop to 400k then top up to 800k two months before renewal
2 days ago
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Ken ********
If you didn't follow the guidelines exact, they will probably make you start all over again. After I first got mine here, I moved my money to a different bank. That one day gap voided my visa.
2 days ago
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John ******
I had same issue. Fine: 10.000 Baht.
2 days ago
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Graham ******
@John *****
 tea money ;)
2 days ago
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John ******
@Graham *****
 Yes it was renewed after I paid. What options I had? Only this. Or leave the kingdom...
2 days ago
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John ******
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Christopher ****
ORIGINAL POSTER
Did you pay directly to the officer and got renewed? Thanks
2 days ago
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John ******
@Christopher ***
 Yes, after I paid they gave me another year extension.
2 days ago
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Christopher ****
ORIGINAL POSTER
John John, was thinking whether to get an agent to do it or pay the fines myself. Thanks for sharing
2 days ago
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Phil ******
@Christopher ***
 ฿10,000 is cheaper than an agent doing the extension
a day ago
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Phil ******
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John **********
It will be up to the immigration office but I would say most offices won't allow her to obtain another extension if she did not follow the requirements of her current extension. Some offices may consider her on overstay since the point she dropped below 800k. She will likely have to leave Thailand and start over again with a new 90 day Non-O visa. If you are also on a Non-O extension based on being over 50 she won't be able to join with you on your extension
2 days ago
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Mark ***********
Call PDC Visa agents there very good and will explain everything to you
2 days ago
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Brandon ************
Technically, it is considered overstay as the extension would be invalid from the moment she failed to meet the requirements. But it's almost unheard of for an immigration office to actually enforce that. The most likely thing to happen is that they will deny the extension, and she will have to leave Thailand and return, then start over by applying for a 90 day non-O visa based on retirement, and then a couple months later apply for a new 1-year extension.
2 days ago
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Radost **************************
@Brandon ***********
 why you are publish lies? If your amount droppes under the required amount it has nothing to do with the extension. You can do with your money whatever you want. The only problem is the next extension. And she can of course go as a dependent on her husband's non O extension. Easy to do just get a new non O visa and then apply for extension.
2 days ago
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Brandon ************
@Radost *************************
 when you stop meeting the requirements for an extension, that extension is no longer valid as of that moment.

If you have a work extension and you stop working, your extension is invalid as of the moment you stop working.

If you have a marriage extension and get divorced, that extension is invalid as of the moment the divorce is final.

If you have a retirement extension and you stop maintaining the required funds, that extension is invalid as of the moment you stop meeting the requirements you agreed to.
a day ago
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Brandon ************
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