This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What are the advantages of renewing my retirement visa compared to using visa exemptions in Thailand?

Feb 28, 2025
4 days ago
Joey *****
ORIGINAL POSTER
My 1st year (plus 90 days,) retirement visa expires this April 29.

I’m now looking at my options. I over-paid a visa agent the first go round. (70k baht)

I have the funds, (over 800k in bank for the year, <actually more.>)

But why is it better to pay and renew retirement visa now if I can leave country upon return & get automatic 60 days plus another 30 extra days. paying only the 1,900 for extension? So, why not do that a few times, not pay for renewing retirement visa right away?

Jut trying to figure out best option. TIA
7,094
views
10
likes
213
all likes
92
replies
0
images
23
users
TLDR : Answer Summary
The conversation discusses the options available to the user whose retirement visa is expiring soon. The user is considering whether to renew their retirement visa, which requires 800,000 THB in a Thai bank account, or to leave the country for a border run, which could yield a temporary visa. Comments from other users advise against border runs, highlighting the risks of being questioned by immigration due to long-term stay history. They suggest renewing the retirement visa directly, which costs 1,900 THB and offers legal status in Thailand. Users emphasize the importance of understanding immigration requirements and the benefit of applying for extensions in a straightforward manner.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Aum ****************
*******************************************


Just download TM.7

And fill up form

Document need

1. TM 7

2. 2 pictures

3. Passport original

4. Copy passport and entry stamp all page after get visa retired

5.statement 12 months and need to require certificate from bank for update statement

6. insurance

7. Fee 1900 THB

Please follow list can extend 👆🏻

If need more information please IB I am agent property management and visa all type
Greg ***********
@Aum ***************
bad advice you give him! . . . . *** he doesn't need an insurance for a 1-year extension out of a Non-Imm-O visa **** he doesn't need a 12 month bank statement if he has 800,000 THB seasoned in his bank account for at least 2 months and has the bank letter confirming this
Moshi *****
Why you lot paying Agent's I did mine on my own, talk to your local immigration office they will help if you are polite and dont lose your rag.
Andrew **************
I'd look into the Digital Nomad multi entry Visa. The requirements are quite varied and I'm sure you could meet one of them.
Joey *****
ORIGINAL POSTER
Paul ********
Immigration are are already cracking down on 60 day border bouncers. Either get a retirement extension yourself or pay an agent, with money in the bank should be less than 10k. PM me for good agent if you want.
Dave ************
You have the
*****
0.

You have the visa.

I presume you have a bank account.

If you are married you need your wifes house book. If not proof of address is needed

1900 baht.

You probably will not need current photo of yourself (x2) but take them in case.

Far cheaper thah travelling to the border and maybe 1 or 2 nights hotel etc

Not only that, if you renew tour retirement visa, you will be fully legal. Rather than being caught out at the border, and refused entry.
Joey *****
ORIGINAL POSTER
@Dave ***********
thank you so much
Howard ******
For 1900 baht you can extend your retirement visa and be able to come and go as you want, as long as you get a re entry permit, that costs 1000 baht for single entry or 3600 baht for multiple entries. This way you avoid any potential changes to immigration laws or the whim of the immigration person at your entry point.

You do not need an agent to do your extension, it is easy to do yourself and avoid the cost. You can find the requirements on the immigration website. The key one is the 800 k that's been in the bank for at least 3 months and has never been under 400 k at any point through the year
Joey *****
ORIGINAL POSTER
@Howard *****
much appreciated for your time and comments
Paul *******
Visa Exempt entry is for tourists. Your past history of long term stay in Thailand tells Immigration that you are not a tourist. If you now enter Thailand hoping for a visa exempt stamp. the Immigration officer will likely deny you entry.
Joey *****
ORIGINAL POSTER
@Paul ******
thank you
Andy **********
Do as Nick suggested, and try to renew your 12 month retirement extension yourself, get a list of requirements for the 12 months extension based on retirement, from your local immigration office, at least 30 to 45 days before your current extension expires, they may check and refuse an extension, if you didn't have the 800k in your account for the previous 12 months, while on your current extension of stay, if they refuse, the easiest way is to get an agent to do the extension one more time, by showing your 800k in the bank, and then the year after that you can do it yourself, there are agents in Pattaya that will renew a 12 month retirement visa for around ฿15k, and then the year after the agent doing the extension with your finances, you can do the 12 month extension yourself, or you could change to the monthly method, if you have 65k baht going into your Thai bank account every month for the previous 12 months, you can't do multiple border bounces, you will at some point be pulled out of line, and warned or refused entry into Thailand.
Joey *****
ORIGINAL POSTER
@Andy *********
thank you so very much
Joey *****
ORIGINAL POSTER
I was making a comment of the 1,900baht 30 day extension for just the tourist visa after the 60 days expire.
Joey *****
ORIGINAL POSTER
My friend had done the 1st yr retirement visa with agent & then he paid like 30k baht to his agent to renew for the 2nd yr.

So it’s possible to renew on your own for only 1,900 for another while year? This I didn’t know.
Tim *********
@Joey ****
I'll DM you Joey
Nick ************
I changed from an agent to getting my extension myself and my local office did not check that my funds had been in the bank as required by my previous extension. Its worth your while trying to get your next extension yourself for 1900 baht but go as early as you can either 30 or 45 days according to your office. Find out exactly what their requirements are first. Good luck.
Nongnuch ********
@Nick ***********
normally, he cannot go straight to the next 1-year retirement extension because the one he is currently on, was bought with tea-money to an agent, which means he did not fulfill the financial requirements of the first year. YOU have got lucky your Immigration did not check for this, but he can't just rely on your experience and advise that his Immigration will accept it. First thing he needs to do is JUMP OFF the agent's hamster wheel. I have explained in detail what he needs to do
Nick ************
@Nongnuch *******
he might get lucky too.
Nongnuch ********
@Nick ***********
It was a complete misunderstanding

Who would have thought?

He mentioned having paid 70,000 THB to an agent for a “retirement extension”, so normally there is only one simple explanation for it

Everyone including Graham and me just had to come to the logical conclusion that he must have paid that sum for a "greased" Non-Imm-O Retirement Visa and the subsequent 1-year extension

Because if you use your own funds of a minimum of 800,000 THB, an agent would charge 12,500 to 15,000 THB maximum for such a service

His experience is so fully out of the normal. If he had made clear in his initial post that he used his own funds from the very beginning, this misunderstanding could have been avoided
Joey *****
ORIGINAL POSTER
@Nick ***********
how much did you have to pay for the next 1year retirement visa?

Thank you
Nick ************
@Joey ****
1900 baht at my local immigration office. Costs the same at all offices but some have slightly different requirements. I now get my extension based in monthly payments so no need to tie up
*****
0 baht in the bank.
Joey *****
ORIGINAL POSTER
Chang ******
Your right

If you have the money do not use the agency .u can do that by yourself for it
Nongnuch ********
@Chang *****
he cannot go straight to the next 1-year retirement extension because the one he is currently on, was bought with tea-money to an agent. First thing he needs to do is JUMP OFF the agent's hamster wheel. I have explained in detail what he needs to do
Michael *******
The fact that you have already had a retirement visa will be a red flag you have already demonstrated that you are not a genuine tourist, first time you will be questioned about your intentions thereafter you may be denied entry or at least given a final warning and flagged on system……better to just legitimize your status,
Judy *******
@Chang *****
- if you read the various forums they’ve refused 2000 people at Bangkok airport because of these border runs. My friend was almost refused because of what you are talking about. Get the proper visa to stay long term.
Joey *****
ORIGINAL POSTER
@Judy ******
thank you! I will go and get info to see the requirements at the Bangkok branch and try on my own first then if not succeed do the border bounce one time and go from there
Chang ******
@Judy ******
I think its all different depending where you from or witch country are you from

We Japanese people do not back parking at all very rare
Judy *******
@Chang *****
my friends are not backpackers- they are Canadian
Joey *****
ORIGINAL POSTER
@Judy ******
thank you
Sally *******
@Joey ****
my daughter is 19 she's done 3 border runs so far no problems.

I must add she was waiting for he Ed visa which took forever.
Chang ******
@Judy ******
you talking about young dude back packer do border runs ? Yes of course immigration will

rejected
Chang ******
@Michael ******
that's not true sir

I'm jap and all my retirement friends do 60days plus 30 days extention too for twice a year, total of 180 days a year

They all uesd to have the retirement visa too .they have never rejected at immigration at airport at all so
Joey *****
ORIGINAL POSTER
@Chang *****
thank you sir
Michael *******
@Chang *****
they have tightened up since exemptions were introduced, I know many folks who have been challenged incl my wife who made two trips back to SIN(her home) whilst renewing her retirement visa, both times she was questioned regarding her intentions - after explaining she was admitted - not sensible to encourage people to game the system can have serious and expensive consequences but ETA will put an end to all these debates thankfully.
VaiAna **********
If you have 800 K in the bank , that is a no-brainer unless of course you don't want to tie up your money in the bank . Simplify your life & get a retirement visa & show 800 K in the bank .
Nongnuch ********
@VaiAna *********
he cannot go straight to the next 1-year retirement extension because the one he is currently on, was bought with tea-money to an agent. First thing he needs to do is JUMP OFF the agent's hamster wheel. I have explained in detail what he needs to do
Joey *****
ORIGINAL POSTER
@Nongnuch *******
even if my Bangkok bank account has had 800k baht for 12 months?
Willem ****
Doing a borderbounce a few times is no option. People get questioned already doing 1 bounce. 2 bounche is very doubtfull. You probably will be denied. Don"'t forget you have a history of longstay. Not take a risk. Get it over with. Use the
*****
0B on the bank (if you really have it. If its your own)
Joey *****
ORIGINAL POSTER
@Willem ***
thank you. I was not aware of the renewal process or cost etc.
Tim *********
You paid 70k last time, you have more than 800k in the bank, and you're wondering if you should save the 1,900 baht by killing your visa/extension rights and going with free tourist entries instead? 🤔
Nongnuch ********
@Tim ********
read what
@Graham *****
commented, he gave the only true advice and I am actually in line with his advice, I advise the same
Joey *****
ORIGINAL POSTER
@Nongnuch *******
No problem, thank you for your input
Joey *****
ORIGINAL POSTER
@Nongnuch *******
my friend suggested to me to use the agent due to

me not knowing all the loopholes to jump through to get the visa.
Nongnuch ********
@Joey ****
It was a misunderstanding. I was under the impression that you must have been on a "greased" extension when you mentioned the 70,000 THB. You used you own money and it still sits in your asccount, so no problem to apply for the next extension by yourself. Visit Immigration and ask them for the handout list of the requirements and documents they want to see
Nongnuch ********
@Joey ****
when using your own money, and agent normally charges around
*****
.- to 15,000 THB for this service, plus 1000 THB for the single re-entry permit. 70,000 THB was a steal
Joey *****
ORIGINAL POSTER
@Nongnuch *******
yes I know now. But it’s done I don’t dwell on it
Tim *********
@Nongnuch *******
Only Joey knows how his bank balance stood through the last 12 months. Only the Imm Officer he talks to knows how their rules will be applied in his case. Being opinionated doesn't make you right, and shouting certainly doesn't.
Nongnuch ********
@Tim ********
now he confirmed he had the 800,000 THB in his bank account for a full year (just keeps me wondering what he paid 70,000 THB for 🤓 ). So all is well, he can directly apply for the next 1-year Extension of Stay Permit based on Retirement
Nongnuch ********
@Tim ********
Immigration knows that he bought the extension with tea money. It a BIG question if they allow him to apply for a new extension using his own money, of if they insist he pays an agent, again. I doubt that Joey can show he had a minimum of 800,000 for three months after being issued the first extension - as THIS is the requirement and Immigration can simply check this in his passbook . . . P.S.: He had own funds of +800,000 THB in his account for the whole year 😎 (just keeps me wondering what he paid 70,000 THB for)
Tim *********
@Nongnuch *******
Don't keep speculating based on zero reliable information. I'm sure you're not a loudmouth in person, but it makes you look that way on line
Nongnuch ********
@Tim ********
It was a complete misunderstanding and I didn’t speculate on anything. My advice was indeed based on the "70,000 THB to an agent" information that normally would be reliable enough to come to a safe conclusion.

But who would have thought?

He mentioned having paid 70,000 THB to an agent for a “retirement extension”, so normally there is only one simple explanation for it

Everyone including Graham and me just had to come to the logical conclusion that he must have paid that sum for a "greased" Non-Imm-O Retirement Visa and the subsequent 1-year extension

Because if you use your own funds of a minimum of 800,000 THB, an agent would charge 12,500 to 15,000 THB maximum for such a service

His experience is so fully out of the normal. If he had made clear in his initial post that he used his own funds from the very beginning, this misunderstanding could have simply been avoided
Ally ************
@Nongnuch *******
Too many people offer advice based upon assumptions.. without spending any time to assimilate the facts.. you gave several people a hard time because they disagreed with your assessment.. and even claimed to be the superior authority in this regard.. when in reality you had completely misread the situation.. paying an agent a significant sum of money for his services conveys only one fact.. the OA could afford it and was persuaded this was the going rate for such a service.. other than that it doesn't mean jot.. people need to be more diligent before letting their belly rumble!
Tim *********
@Ally ***********
Thanks Ally. We may even all end up as friends 😏
Joey *****
ORIGINAL POSTER
@Tim ********
that would be a great thing….
Tim *********
@Nongnuch *******
fair comment
Graham ******
@Nongnuch *******
Indeed, if he had 800k last year he was well and truly robbed paying an agent 70k. That is the absolute top end of what agents charge for providing the proof of 800k for the extension.
Tim *********
@Graham *****
fair enough
Joey *****
ORIGINAL POSTER
@Tim ********
appreciate thanks
Joey *****
ORIGINAL POSTER
@Tim ********
I am unaware you can get a one year extension on my Retirement VISA and was not aware of that renewal cost. Sorry… thanks for you response
Roy ***********
@Joey ****
don't forget the cost of reentry permits - 1,000 for a single reentry, 3,800 for multiple reentry. These are essential if you have a one-year extension, to keep that end date valid when leave the country and return. I travel enough to make the multiple reentry permit worth it and I do the immigration application by myself without much stress or problems. I try to get an appointment, which is usually only available 2 to 4 months in advance because there's only a few slots and with an appointment the last couple years my immigration experience has been quick and smooth.
Nongnuch ********
@Joey ****
you can find the requirements for the "change of visa type" under number 9 of this Immigratiom list. Be AWARE that Jomtien Immigration has slightly different rules regarding the seasoning of the 800K
*******************************************
Joey *****
ORIGINAL POSTER
@Nongnuch *******
I’ve had 800,000 + in my Bangkok bank account for at least 12 months now.
Nongnuch ********
@Joey ****
ah, okay. . . .that's good. I just did not understand what you paid 70,000 THB for if not for a "greased" Retirement Extension. Okay, so you actually fulfilled all requirements for the current extension. . . . This is a game changer. You fulfilled the "3-months after-never under 400,000 -two months before" rule, and Immigration will allow a new application to the next 1-year Extension of Stay Permit. All you need to do is get your ducks in a row: the "bank letter of guarantee" (rab roong thanakan) confirming the money has sat in your account for the recent 2 months, the updated on the same day bank's passbook, your passport, copies of passport detail page, copies of entry stamp, copies of your initial e-visa document, all copies signed in blue ink, 1900 THB in cash. Form TM47 you fill out on Immigration. And don't forget to buy a single re-entry permit for 1000.- THB for the new 1-year extension, as it will keep your 1-year stay permit alive should you exit Thailand for whatever reason.
Nongnuch ********
@Joey ****
you are correct - you CANNOT get a new 1-year extension straight away from your current one, because you did not fulfill the financial requirements for the current extension (which you obtained by paying 70K tea-money to an agent). You need to jump off the agent's hamster wheel, by exiting Thailand without a re-entry permit, or if you already have a re-entry permit, wait until the few last days and then exit. Re-enter on a 60 days visa-exempt stay permit, visit Immigration and apply for the "change of visa type" to the initial 90-days Non-Imm-O retirement visa, by showing you have +800,000 THB sitting in your bank account, and you need a proof that the money came from abroad and showing a rental contract. This application costs 2000 THB fee. And as soon as 30 days are left on the 90-days stay permit, you can apply for the 1-year Extension of Stay Permit based on Retirement, this application costs 1900.- THB. And then every year, you just apply for the next 1-year extension based for a mere 1900.- THB . . . .
Nongnuch ********
@Joey ****
you need to leave without a re-entry permit, this will invalidate your 1-year extension, re-enter visa-exempt and start the process again but this time without the agent. Apply for the in-country "change of visa type" to the 90-days Non-O visa, 2000.- THB, and 2 months later apply for the 1-year Extension for 1900.- THB
Tim *********
@Nongnuch *******
nonsense. He can get any number of 12 month extensions to the same visa he arrived on, if he can comply with the financial requirements of his IO
Matthew *********
@Tim ********
my first go around I used a agency and then the second year i funded my account and went to immigration and they approved it without me leaving the country and re-enter. Recently I had to leave for medical emergency while my visa expired and I used an agency and now with all the crack down on agency recently I am wondering about next year if the agency option for renewal will be available.
Tim *********
Nongnuch ********
@Tim ********
HE IS NOT ON A VISA he is on a "greased" 1-year extension he obtained without own money
Nongnuch ********
@Tim ********
YOU HAVE NO CLUE HOW THIS WORKS . . . . no he cannot get a new extension because he did not fulfill the financial requirements of the one he is on! Immigration will send him away. He needs to jump off the agent's hamster wheel, and the only way to do so, is by exiting and thus invalidating the current extension, and start the process again with a new initial 90-days Non-Imm-O visa
Tim *********
@Nongnuch *******
wow if only you were as clued up about how to behave in public, you'd be a half decent human being 😏
Nongnuch ********
@Tim ********
stop whining and learn from a real visa- and Thailand related expert
Tim *********
@Joey ****
yes it would be just 1,900 baht for another 12 month extension of your original 90 day O visa, if your local Immigration Office will accept your funding meets their requirements
Nongnuch ********
@Tim ********
he doesn't have a 90-days visa, Joey Wim is already on the first year of an extension and paid the agent 70,000 THB for it to have the agent front the money. He needs to leave without a re-entry permit, invalidate his extension, re-enter visa-exempt and start the process again but this time without the agent. Apply for the in-country "change of visa type" to the 90-days Non-O visa, 2000.- THB, and 2 months later apply for the 1-year Extension for 1900.- THB
Ally ************
@Nongnuch *******
I've read the whole thread from front to back and back to front.. and i cannot see where the OA stated that he used an agent because he did not have the funds available to satisfy the financial requirements.. he does state that he has the funds in place to meet said requirement at renewal.. and he also states he has maintained a balance in excess of the minimum requirement for the whole year.. in which case it is highly likely that these funds were actually in his bank account to support the initial visa application.. it is extremely unlikely that he only opened the Thai bank account and made the requisite deposit on the day his last 12-month extension was granted.. hence he would not have needed an agent to 'fudge' the financial aspects as you have clearly assumed.. this is not the only reason people decide to use an agent.. and getting stung for 70k in fees is indeed outrageous.. but we all live and learn during our life in Thailand.. and no doubt the OA is better educated now.. or he wouldn't have opened this discussion in the forum.. so before proceeding to offer any advice whatsoever the key question to ask the OA is whether he evidenced the capital on deposit using his own bank account / funds last time or not.. only then can anyone offer a meaningful response.. and if he did then he should have no problems extending the current visa in country without having to do a border run!
Joey *****
ORIGINAL POSTER
@Ally ***********
thank you so much
Joey *****
ORIGINAL POSTER
@Nongnuch *******
thanks so much !!
Tim *********
@Nongnuch *******
nonsense again
Henrik *****
The 60 + 30 option will end suddenly after a couple of rounds.

There also differences in being a resident in stead of a tourist.
Kim *********
@Henrik ****
you mean instead
Keith ************
You can't use visa exempt entries on and on. There's no hard limit but more than 180 days in Thailand in a year and you might not be able to enter.
Graham ******
@Keith ***********
There is no guarantee to get anywhere near 180 days with Visa Exempt entries and extensions and nothing resets with a new year
Graham ******
If you didn't have the 800k for your first 12 month extension is is likely that you cannot do the second year as you didn't meet the requirements for the first. You'd then have to leave and either get your Non-O from an Embassy or re-enter and get your Non-O in country. You may need a border bounce agency if you return on Visa Exempt and your first extension was not 100% genuine. You can no longer stay in Thailand on back to back Visa Exempt entries and extensions.
Nongnuch ********
@Graham *****
exactly, spot on! First he needs to get off the agent's hamster wheel and restart.
Lynnette *******
You won't be renewing a visa but getting 12 months extension of stay based on retirement.
Joey *****
ORIGINAL POSTER
@Lynnette ******
what is the 12 month extension cost?
Todd *********
@Joey ****
1900 baht
Joey *****
ORIGINAL POSTER
@Todd ********
wow I did not know that. Thank you!
Lynnette *******
Get the 1 year extension, based on retirement. 1900 tbt I believe. Just check what your immigration office requires.
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else